Different Types of Living Benefits and Their Advantages

Living benefits can offer crucial support during challenging health crises, providing financial relief and access to necessary care. They are designed to help individuals maintain their quality of life and ease the strain on families during difficult times.

Provides a lump-sum payment if diagnosed with a severe illness such as cancer, heart attack, or stroke.

 Covers medical treatment costs, allows for specialized care, and helps maintain financial stability during recovery.

Offers financial support if you have a long-term illness that affects daily living activities, such as severe arthritis or respiratory diseases.

Helps with ongoing medical expenses, personal care services, and home modifications to accommodate health needs.

Provides a portion of the death benefit if diagnosed with a terminal illness with a life expectancy of 12 to 24 months.

Allows for financial preparation, supports end-of-life care, and helps fulfill personal wishes or family needs during difficult times.

Offers coverage for long-term care services, including in-home care, nursing home care, or assisted living facilities.

Ensures quality care without depleting savings, supports a comfortable living environment, and relieves family members from full-time caregiving responsibilities.

Provides a monthly income if you become disabled and are unable to work.

Ensures steady income to cover living expenses, helps maintain financial stability, and reduces stress during recovery periods.

Specifically designed to provide financial support if diagnosed with Alzheimer’s disease or other forms of dementia.

Covers costs for specialized care, support services, and treatments, alleviates financial burden on families, and ensures access to quality facilities or in-home care tailored to cognitive impairments.